Change + Financial Advising

Change + Financial Advising

I had a beautiful long run on Monday.

8 miles of trails close to work. I, like many other runners, have a metaphorical wall I hit when on a long run. Around 3-4 miles into the run I STRUGGLE. All I can think about is when I can take a break or if I can find an excuse to cut my run short. Maybe I’ll fall and twist my ankle, giving me the perfect excuse to tell anyone who asks why I didn’t finish my full target run. Like anyone would ask. No one even knew I planned that run! It’s why running is considered mental just as much as physical. I always try to think of something to distract me in times like this.  Even turning on a good play list can be a game changer.  After the first 4 miles, I was sailing. My paces stayed under 8:30 and it felt good. I didn’t think about slowing down or quitting. I actually considered going a little further, but time wouldn’t allow it.
This scenery just never ceases to amaze me.

I went to barre class this AM to get my strength training on. My teacher really stepped up the leg work this week. It was brutal. She also quoted an old saying she was told growing up. I won’t repeat it perfectly, but it was something like if you want things to change, you have to do things you never have before. It resonated with me and the stage I’m at in life right now. We can’t expect change if we do the same thing we always have in the past. Change is hard, and we as humans hate change, but it’s not always bad. Change is the only way we can move forward.

 

I know this picture is in the bathroom, but I took it because I actually matched! This top and this bottom were purchased approximately 4 years apart, so needless to say, this doesn’t happen often. I’m not at the comfort level of taking pictures of myself while in the gym working out, so bathroom it was.

 

I made a run into target, which was a mistake! There are too many buyable items in target, and they always seem so reasonably priced! I came away with a couple of new Christmas items, some hot apple cider, and new snacks.

This has become my go to when I’m craving something sweet. I am obsessed. The strawberry flavor is the best.

 

We had a phone meeting with our financial advisor today. When I was graduating vet school they strongly suggested talking to a financial advisor about the upcoming year with real paying jobs. We decided to take them up on the advice and sat down with them before we moved to Colorado. They set up all of our life insurance, disability, and discussed paying off student loans. I don’t think it comes as a big surprise to anyone that vet school is expensive. Most people come out with a large sum of student loan debt and are faced with how to pay it off. The struggle isn’t really how to pay it off, it’s more of a challenge to determine where you put your money. Going from living really cheap with no income for years, to having a regular income comes as a challenge. You want a car, a house, to travel, and to just live life because you couldn’t the last several years. We’re on the house buying track right now, but the advisor is a nice soundboard for questions like where to cut corners or if making minimum payments on my student loans will be the demise of our future. Ok, it’s not so drastic, but you get the point.  Right now our decisions are pretty minor and we could potentially make them on our own, but 10 years down the road I don’t want to regret these minor decisions!

Remember, Change is good!

 

Thanksgiving is days away so I hope everyone has a great turkey day!

Winston is already prepping for Christmas!

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